Landlord FAQ's

Please speak with your lender to ensure you have permission. If you are buying a property to let speak to your lender about a buy-to-let mortgage.

A Fully managed service takes care of everything from finding a tenant, doing all the checks and ensuring you are kept complaint at all times. With this package we also deal with all the property management so it will not take up your precious time and you do not have any stress of this at all. Only choose a tenant find service or a let only service if you are an experienced landlord who knows current legislation (and there is a lot).  Please see the services we offer under Landlord services & fees on the Landlord tab.

• Annual Boiler service
• Legionella risk assessment

If your property is fully managed Belvoir will chase the rent when it becomes late by whatever means necessary.  If the tenant fails to pay and the rent falls into 2 months of arrears then we would advise that a solicitor is appointed to serve a Section 8 on the tenant(s).  They would charge their prevailing fee for this.  Thankfully, there is a less painful way; Belvoir has a rent guarantee product that not only pays your rent in the event of default but covers all the costly legal and court fees.  So your time and money is protected. Please ask us for more details and take a look at this dedicated section – Rent Guarantee – Northwich (belvoir.co.uk)

We are permitted to take a cash deposit for a tenancy equivalent to 5 weeks’ rent.  Before a tenancy commences we conduct a thorough and comprehensive inventory with plenty of pictures and narrative.  At the end of tenancy we perform a checkout which we compare with the condition at inventory.  There are certain items that we can claim for from the deposit, notably cleaning and damage above normal wear and tear.  What can’t be claimed for is betterment, for example let’s say an item of furniture is damaged, you can’t claim for the cost of replacing the item rather a contribution towards replacing the item depending on age and condition.  There has to be an allowance for minor scuffs on walls and tread marks to carpets as a further example.

For more guidance read our BLOG –Landlord FAQ’s – Northwich (belvoir.co.uk)

Damage has two forms: deliberate and accidental.  For the latter we always encourage our tenants to take out an insurance policy to cover instances where they accidentally damage the landlord’s fixtures and fittings, such as spilling red wine on a carpet or dropping a perfume/aftershave bottle on to the bathroom sink and cracking it.  By the same token we’d always advise our landlord clients to take out comprehensive landlord insurance to cover against both forms of damage in the event of a claim.  Belvoir can offer both landlord and tenant insurance through our provider, again speak to us for more details and we will talk you through it all.

Please follow this link to see a comprehensive list of Questions & Answers regarding tax compliance.

We pride ourselves on the quality of our background checks on tenants, handled by our partner company, Let Alliance.  These checks include income, credit history and rental history.  Let Alliance uses sophisticated technology to screen potential tenants to ensure they meet their strict criteria and they are who they say they are.  With instances of tenant fraud on the rise in the UK it is always vitally important that we know who we’re dealing with.

Not only do we perform background checks on would-be tenants but we make sure they are the right fit for the property.  We ask certain questions at the viewing and note the responses to get a “gut feeling” of suitability.  For instance if there is a large garden to be maintained we ask them if they would have the time and capability to keep on top of it.

We always strive to match the right tenants to the property as any problems down the line would only come back on ourselves.  That said, the background checks are only a snapshot of a particular point in time and circumstances invariably change.  No amount of checking can predict what will happen in the future so it’s important to ensure you’re fully protected for all eventualities.  You may have decent tenants that look after the property but if they suffer job loss, illness or separation then it can become a problem for you as the landlord if they can’t meet the rent payments.  We’d always recommend our rent guarantee, please see the link below: