Buy-To-Let & Residential Mortgage Advice Across the UK
Belvoir Stoke on Trent, a leading estate agent in the Stoke-on-Trent, Biddulph and Leek area offers expert mortgage and protection advice with Mike Whitehurst and the Mortgage Advice Bureau. Mike has been a consultant in the financial service sector for over 15 years of which 9 years have been in the mortgage market.
Mike handles mortgages for:
- First time buyers
- Homeowners or movers
- Private landlords
- Company landlords (Special Purpose Vehicle Companies)
- Tenants looking to buy with no deposit
- Joint Borrower Sole Proprietor cases
- Mortgage and Debt Consolidation
Mike has access to up to 90 lenders and 12000 products, to get the best rates for you. It’s FREE to consult with Mike to get some illustrations. Each illustration is made based on your personal needs and circumstances. A modest broker fee is charged when he obtains a mortgage offer for you, not earlier at application stage. That means he will get the result for you before you pay him anything.
Protect yourself
As well as being a mortgage specialist, Mike can offer tailored made protection packages to ensure that you and your loved ones are fully protected should you encounter life’s little hiccups – taking the monetary stress out of having a mortgage.
- Mortgage Protection Cover
- Critical Illness Cover
- Death Cover
Policies are tailored to individual circumstances and needs, so speak to Mike for a no-obligation and confidential consultation.
If you’re struggling to pay your mortgage, Mike says:
- Always apply to your lender for the holiday and don’t just cancel your direct debit as this will affect your credit score
- Buy to Let Lenders are also offering payment holidays to landlords
- Only apply for the holiday if you need it – the missed payments are not ‘wiped’ they just accumulate on your mortgage balance resulting in a slightly higher mortgage payment after the payment holiday has ceased
- You can apply to the lenders in various ways for the holiday but the most common way to do this is via an application on the lender’s main website or telephone your lender but expect longer than normal response times
- A mortgage payment holiday will not affect your credit score as long as you have applied for it in the appropriate way
You can visit Mike Whitehurst’s Mortgage Advice Bureau Page Here & you can visit the MAB mortgage calculator Here
Stoke-on-Trent Team
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