This guide will walk you through everything you need to know, from saving your first home deposit in Wigan to finding the right area, like Ince or Ashton, to call home.
Why Wigan is a great choice for first-time buyers
Wigan offers a strong balance between affordability and connectivity. Average property prices are well below national levels, yet you’re still within commuting distance of Manchester and Liverpool – making it ideal for young professionals and families alike.
Top reasons to buy in Wigan:
- Affordable homes in popular areas like WN3, Ince, and Ashton
- Good primary and secondary schools
- Excellent rail and motorway links
- Strong community feel with plenty of local amenities
Saving your first home deposit in Wigan
The average first home deposit in Wigan tends to be lower than in many other areas of the North West – but it still requires planning.
Tips to get started:
- Review your credit score early and tackle any outstanding debts
- Be realistic about your budget – factor in legal fees, surveys, and moving costs
Local mortgage brokers can help you understand what you can borrow based on your income and outgoings. Our team can connect you with trusted professionals if you need support.
Explore shared ownership schemes in Greater Manchester
If you’re struggling with deposit size or affordability, shared ownership schemes in Greater Manchester might be an option.
How it works:
- You buy a share (usually 25% to 75%) of a new-build or resale home
- You pay rent on the remaining share
- You can usually increase your ownership over time (“staircasing”)
Shared ownership homes are available across Wigan and nearby areas and are a good stepping stone if you’re not quite ready for a full mortgage.
Need help finding available homes?
What to look for in a first home
Buying your first property is exciting – but it’s easy to get overwhelmed. Start by listing what really matters to you, and separate your essentials from your nice-to-haves.
Key things to consider:
- Proximity to work or public transport
- School catchments (even if you don’t need one yet – future buyers might)
- Space to grow – an extra room, garden, or loft space can be valuable later
- Energy efficiency and expected maintenance costs
Whether you’re looking at a modern flat or a traditional terraced house, Wigan’s variety of homes means there’s something to suit most budgets and lifestyles.
Affordable areas to explore in WN3
If you’re targeting affordable homes in WN3, these neighbourhoods are a great place to start:
Ince-in-Makerfield
A popular area for first-time buyers, with good local schools and transport links into the town centre.
Goose Green
Offers a mix of traditional and modern homes, often at more accessible prices compared to central Wigan.
Ashton-in-Makerfield
Further south but still within easy reach, with a growing community and great motorway access.
Looking for tailored support? Our team lives and works locally – and we’re happy to help you navigate your options.
Take the first step towards your first home
Book a no-obligation buyer consultation with the Belvoir Wigan team.
