Whether you’re thinking of selling your Cardiff home, releasing equity, or letting it out, one question comes up time and time again: what’s it worth today?
Cardiff’s property market has seen a lot of change in recent years – with pandemic-driven peaks, rising interest rates, and shifting buyer priorities. But despite national headlines about prices cooling or falling, the Cardiff market has proven to be one of the UK’s most resilient.
So if you’re wondering what your home is worth right now – and what’s affecting property values in Cardiff – you’re not alone. And if you’re thinking of taking the next step, this guide will help you understand your position and your options.
What’s the average house price in Cardiff in 2025?
As of Q3 2025, average house prices in Cardiff sit between £265,000 and £290,000, depending on the source and property type.
That’s around 3% lower than the 2022 peak, but broadly stable compared to the same period last year.
Let’s break it down by property type:
| Property type | Average price (Cardiff, 2025) |
| 1-bed flat | £145,000 – £160,000 |
| 2-bed flat | £170,000 – £185,000 |
| 2-bed house | £210,000 – £230,000 |
| 3-bed semi-detached | £265,000 – £290,000 |
| 4-bed detached | £380,000 – £450,000 |
| Premium/period homes | £500,000+ |
Source: HM Land Registry / Zoopla House Price Index (Aug-Sep 2025)
Why are prices holding up in Cardiff?
While some UK cities have seen sharper drops, Cardiff’s market has remained more balanced and here’s why:
1. Strong local economy
With a thriving public sector, tech start-ups, two universities, and a growing media and creative industry, Cardiff offers stable employment – which supports housing demand.
2. Diverse housing stock
From student flats in Cathays to Victorian homes in Roath, and waterfront apartments in Cardiff Bay, the city offers options for every budget and buyer.
3. High rental demand
The rental market in Cardiff is very active, especially with students, young professionals, and relocators. This gives sellers more confidence – as investors remain in the market alongside buyers.
4. Lifestyle appeal
Green spaces, beaches nearby, good schools, and cultural life make Cardiff one of the most desirable cities to live in the UK – helping to underpin long-term property values.
How do Cardiff house prices compare by area?
Location still plays a huge part in what your home is worth.
Here’s a quick snapshot of typical average prices by area:
| Area | Average price (approx.) |
| Pontcanna | £400,000 – £600,000 |
| Cardiff Bay | £210,000 – £280,000 |
| Roath | £300,000 – £420,000 |
| Cathays (student lets) | £250,000 – £300,000 |
| Llandaff | £350,000 – £450,000 |
| Llanishen | £260,000 – £320,000 |
| Splott | £220,000 – £275,000 |
Of course, condition, layout, parking, outside space and local demand can all push the figure up or down. Two homes on the same street can sell for very different prices – and that’s where local agent knowledge matters.
Request a free, no-obligation valuation from Belvoir Cardiff
What about flats vs houses?
Flats in Cardiff, especially newer builds in the Bay or converted properties in Cathays and Roath, are still popular with first-time buyers and investors.
However, older leasehold flats may be harder to sell unless the building is well-managed and lease terms are clear.
Houses – especially 3- or 4-beds with gardens and off-road parking – continue to attract strong demand, particularly in family-friendly areas.
If you’re unsure how your property type is performing, talk to us. We’ll explain what’s selling, who’s buying, and what they’re looking for.
What about letting instead of selling?
Letting your property can be a smart move – especially if:
- You don’t need to release all the equity straight away
- You’re waiting for prices to rise further
- You’re moving out of Cardiff temporarily
- You want to build a long-term rental income
In 2025, the average monthly rent in Cardiff is around £1,100 – with some areas commanding significantly more.
Here’s what landlords typically achieve by property type:
| Property type | Average monthly rent (Cardiff) |
| 1-bed flat | £875 – £950 |
| 2-bed flat | £1,000 – £1,200 |
| 3-bed house | £1,300 – £1,600 |
| 4-bed house | £1,700 – £2,200+ |
| HMO/student let | £450 – £600 per room |
Yields in some parts of Cardiff (like Cathays and Splott) remain among the strongest in Wales, making letting a worthwhile option for sellers who want to keep their asset and generate income.
Explore landlord services with Belvoir Cardiff
What impacts your home’s value right now?
Beyond postcode and square footage, here are five key factors that affect what your home is worth today:
1. Property condition
Freshly decorated, well-maintained homes often sell for more – and faster. If your home needs work, buyers may build this into their offer.
2. Energy efficiency
EPC ratings matter more than ever. A ‘C’ or higher rating can make a property more attractive – especially to younger buyers or landlords affected by upcoming rental regulations.
3. Parking
In busy areas like Roath and Pontcanna, off-road parking can add real value. Even just having permit access can help.
4. Outside space
Buyers still want gardens, balconies or courtyards – especially post-Covid. Even a small outdoor area can tip the scales.
5. Timing
Properties marketed at the right time of year (spring and early autumn) tend to attract more interest. However, well-priced homes sell in any season, especially when professionally marketed.
What’s selling right now in Cardiff?
At Belvoir Cardiff, we’re seeing strong interest in:
- 3-bed semis in family areas like Llanishen, Llandaff North and Whitchurch
- Modern 1- and 2-bed flats close to the city centre or Bay
- Terraced homes in Roath and Splott, ideal for young buyers or landlords
- Homes with parking, garden space or energy upgrades
Well-presented properties in the right area can still sell within days – particularly when priced competitively and marketed professionally.
How do estate agents value your home?
When you book a valuation with Belvoir Cardiff, we look at:
- Recent sold prices on your street
- Demand for your property type
- Current competition
- Property condition and presentation
- Local trends in buyer or tenant behaviour
We’ll also talk through your goals – whether that’s selling quickly, holding out for the highest price, or switching to letting.
You’ll get an honest, realistic view of what your property could achieve today – not an inflated figure to win your instruction.
Book a property valuation with Belvoir Cardiff
Should you sell now or wait?
That depends on your situation – but here’s a helpful guide:
You may want to sell now if:
- You’ve found your next home and want to move quickly
- You need to release equity
- Your property type is in high demand
- You want to avoid further market changes
You may want to wait (or let it) if:
- You’re not sure where to move yet
- Your property needs work before listing
- You’re considering long-term rental income
- You expect price growth in your area
If you’re unsure, we can help you compare options. As a sales and lettings branch, we’ll give you the pros and cons of both – without pressure.
Final thoughts: what’s your Cardiff home worth now?
The only way to know for sure is with a tailored, local valuation.
Cardiff’s property market is active, diverse and constantly evolving. Averages are helpful, but your home is unique – and its value depends on more than a postcode.
At Belvoir Cardiff, we work across sales and lettings, so we can give you a clear picture of your options – whether you’re thinking of moving, letting, or simply planning for the future.
