Recent Posts
Why You Shouldn’t Sell Your Southampton in 2024
- By Brian Linehan
- Southampton Property Market
- 29 January 2024
The housing market is an ever-evolving landscape, and recent forecasts present a mixed bag of predictions that Southampton homeowners should consider before placing their 'For Sale' signs in their front gardens. According to the latest data, while the property market shows signs of recovery, it may be prudent for some sellers to exercise patience.
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The UK Property Market in 2024: A Robust Start with Implications for Southampton
- By Brian Linehan
- Southampton Property Market
- 22 January 2024
Looking ahead, the property market in 2024 is on a promising trajectory. However, understanding the nuances of the local market is crucial for homeowners and landlords in Southampton. It's not just about national trends but how they interact with local and regional factors.
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Home-Buying Psychology: The Emotional Factors Shaping Southampton Property Choices
- By Brian Linehan
- General
- 17 January 2024
Buying a home is not just a financial transaction; it’s a deeply emotional journey influenced by many psychological factors.
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Making A Difference In Southampton: Tips For Energy Saving Week
- By Brian Linehan
- General
- 15 January 2024
A good starting point is to review your energy bills thoroughly. This helps you understand your consumption patterns and identify areas where you can reduce excessive use, leading to more efficient energy usage and cost savings.
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Tenant Trends: What Renters in Southampton Want Today
- By Brian Linehan
- Tenants
- 15 January 2024
Whether you’re a first-time investor or an experienced landlord looking to expand your portfolio, it pays to know what tenants want.
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Mortgage War Will Save Southampton Homeowners £3,215 a Year
- By Brian Linehan
- Mortgage
- 12 January 2024
The mortgage on a typical 85% loan-to-value mortgage would be £221,609 (meaning a 15% deposit of £39,107). If a Southampton first-time buyer bought their house last summer, when the average five-year fixed rate was 6.3%, the mortgage payments would be £1,308.55 per month (for the next five years). At the time of writing this article, Halifax were offering an 85% loan-to-value, five-year fixed rate at 4.57%, yet HSBC were offering something even better, a 4.44%, 85% loan-to-value mortgage on a five-year fixed rate. That means their mortgage payments would only be £1,040.56 per month.
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Don’t Try This at Home: Property Experts Reveal Their Biggest Blunders
- By Brian Linehan
- General
- 10 January 2024
They’ve graced our TV screens for years and made millions buying and selling homes.
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Southampton's Guide to Mortgage Independence: Removing a Name from a Joint Mortgage
- By Brian Linehan
- Mortgage
- 10 January 2024
This guide simplifies the process for Southampton homeowners looking to navigate this potentially complex situation.
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Why Guppies Make Good Tenants and How You Can Attract Them
- By Brian Linehan
- Landlords
- 8 January 2024
The term ‘Guppies’ refers to tenants in the 18 – 39 age bracket who see themselves staying in the rental market for the long term. The nickname comes from the phrase ‘Given Up on Property’ because Guppies don’t see home ownership on the cards for them for at least the next decade. For some, this is because of the high cost of buying a property and the struggle to get a decent deposit together. But for others, it’s about lifestyle. Some Guppies don’t want to be tied to a 40-year mortgage and the other demands of home ownership, such as repairs and maintenance.
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Why didn’t Southampton House Prices Crash in 2023?
- By Brian Linehan
- Southampton Property Market
- 4 January 2024
Despite average mortgage rates climbing from just over 2% to over 6% in the last two years, house prices haven't plummeted as anticipated. This defiance against more significant falls is attributed to several key factors, Labour Market & Earnings, Lender Restraint and Mortgage Affordability Testing (Stress Testing).
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From Playdates to Packing: A Six-Year-Old’s Tale of Moving House
- By Brian Linehan
- Moving
- 3 January 2024
As we settle into the first few weeks of 2024, you may contemplate moving home. Whether it’s a quest for more bedrooms or reception rooms, a desire for a larger garden, a view, a move closer to the countryside, or downsizing, the New Year symbolises new beginnings. In navigating this journey, selecting the right Southampton estate agent becomes crucial to help you move.
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2024, a New Year – Maybe a new Southampton Home?
- By Brian Linehan
- Buyers
- 2 January 2024
As we settle into the first few weeks of 2024, you may contemplate moving home. Whether it’s a quest for more bedrooms or reception rooms, a desire for a larger garden, a view, a move closer to the countryside, or downsizing, the New Year symbolises new beginnings. In navigating this journey, selecting the right Southampton estate agent becomes crucial to help you move.
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