in your dream home!

Choosing a Mortgage

Once you have read through all the mortgages on offer, you are ready to compare mortgages.

Here are some tips:

If you've got quotes from different lenders make sure you compare them on a like-for-like basis looking at payments, charges and flexibility. Ask about the term of the mortgage. Most mortgages are 25 years in length, but you can choose a longer or shorter period if you wish, depending on what you can afford and how quickly you want to be debt free. At the end of any special offer periods, you may be switched onto the lender's standard variable rate. So at the end of the period, remember to ask your lender if they have any better products available and don't be afraid to shop around to get the best deal.

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